Free Consultation
Serving Southeast Michigan since 2005

Medicare & Retirement
Made Personal.

I'm Bill Millner — an independent Medicare agent and RICP®-certified retirement planner serving Lenawee, Jackson, and Washtenaw Counties. I help people turning 65 and those approaching retirement navigate coverage and income planning with confidence.

  • RICP® Certified
  • Independent & Unbiased
  • Fiduciary Advisor
  • 1,000+ Clients Served
Bill Millner, RICP® — Independent Medicare Agent & Financial Planner
RICP® Retirement Income
Certified Professional
The American College of
Financial Services
1,000+ Clients served
across SE Michigan
RICP® Certified
Retirement Income Certified Professional
Fiduciary Advisor
I work in your best interest, not mine
Independent Agent
Access to all major carriers
Local & Personal
Serving Southeast Michigan since 2005
What We Offer

Coverage and planning for every stage of retirement.

Medicare Insurance

Find the right Medicare plan for your situation.

Whether you're turning 65 or reviewing existing coverage, I compare plans from all major carriers — Aetna, Humana, UHC, BCBS, and more — at no cost to you.

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Financial Services

Build a retirement income strategy you can rely on.

As an RICP®-certified fiduciary, I create personalized retirement income plans built around sustainable, tax-efficient income — so your money lasts as long as you need it.

Plan Your Retirement
Life Insurance

Protect what matters most to your family.

Term, whole, and final expense coverage — often recommended alongside Medicare for complete protection. Simple, affordable options for seniors and their families.

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Bill Millner
20+ Years of
experience
About Bill Millner

An advisor who actually knows your name.

I started Millner Insurance because I believe everyone deserves clear, honest guidance when it comes to Medicare and retirement — not a sales pitch. With over 1,000 clients across Southeast Michigan, my practice is built entirely on trust and referrals.

As a Retirement Income Certified Professional (RICP®) and licensed fiduciary, I bring the credentials that matter. But what I'm most proud of is the relationships I've built with families across Lenawee County who trust me year after year.

  • RICP® — Retirement Income Certified Professional
  • Licensed fiduciary advisor — I work in your best interest, not mine
  • Independent agent — access to all major Medicare carriers
Client Stories

Real people. Real results.

"Bill took the time to explain every option clearly. I never felt rushed or pressured. He found me a plan that saved me over $800 a year."

Robin Edwards Adrian, MI

"I was completely lost turning 65. Bill walked me through the whole process and made it simple. I can't recommend him highly enough."

Jim & Sharon Jones Milan, MI

"After years with a big firm that never called back, working with Bill feels completely different. He actually knows my situation."

Jan Brinsen Lenawee County, MI

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Licensed with all major Medicare carriers

Ready for your free Medicare review?

It's free, it's personal, and there's no pressure. Let's find the right plan for your situation and make sure your retirement income is covered too.

Get Your Free Review

No obligation. No hard sell. Just honest guidance.