An advisor who actually knows your name.
I started Millner Insurance because I believe everyone deserves clear, honest guidance when it comes to Medicare and retirement — not a sales pitch. With over 1,000 clients across Southeast Michigan, I've built my practice entirely on trust and referrals.
As a Retirement Income Certified Professional (RICP®) and licensed fiduciary advisor, I bring credentials that matter. The RICP® designation — awarded by The American College of Financial Services — represents advanced training in retirement income planning. But what I'm most proud of is the relationships I've built with families across Lenawee County who trust me to look out for them year after year.
I'm not affiliated with any single insurance company or investment firm. That means I can compare every plan and option available and recommend what's actually right for your situation — not what earns the highest commission.
Whether you're turning 65, reviewing your existing coverage, or planning how to make your retirement savings last, I'm here to help. Let's have a real conversation.
Michigan-based, nationally licensed
The values behind the practice.
Fiduciary first
Acting as a fiduciary on your behalf, I'm ethically required to act in your best interest — always. My incentive is your outcome.
Independent access
I'm not captive to any single carrier or firm. I have access to all major Medicare carriers and can recommend objectively — based on your needs, not mine.
Personal relationships
I answer my own phone. I know my clients by name. I'm not a call center or a corporation — I'm a local advisor who genuinely cares about the people I serve.